iO Academy

iO Academy - A Place To Learn And Grow.

The tech industry is growing every day. For those with the right skills, the sky’s the limit. Be a part of it.


iO Academy is there because they want to help change people’s lives. They’ve built a fun, supportive and social community, and care about making the Academy as diverse, welcoming, and accessible as possible.


Consistent with its commitment to access and its belief in the value of the education it provides, iO Academy has partnered with StepEx to introduce affordable Payment Plans.

Key Features of Payment Plan

Interest-Free Payment Plan: With this agreement you can make timely monthly payments to cover your tuition fees without incurring any interest charges. The total amount you repay is the same as the upfront tuition fee amount (excluding the set-up charge). While administrative fees may be imposed for missed payments, no interest will be added to the outstanding amount.


Please see below the qualifying courses and payment plan options. 


Details of Your Payment Plan

Repayments are set at an equal monthly amount over your repayment, other than your first repayment which may be higher to account for a course reservation fee or arrangement fee. Evenly spread over defined period of time, with the payments starting  3 months after your course, with a total value equal to the tuition fee charge plus the setup costs and platform fee, with no interest added.


Payment Plan Options:

12 Months Repayment Period 

24 Months Repayment Period 

36 Months Repayment Period 


Eligible Courses:

Software Developer Essentials

Full Stack Track

Data Science Pathway

Data Science Pathway with Python Module

Coding Quick Start

How to Apply for Finance

1. Apply for your course.

2. Once accepted, apply at StepEx Application Portal.

3. Complete the Identity Verification and provide Open Banking Access.

4. If approved, complete the Borrower Arrangement Fee payment.

5. Read the terms of your financing and sign your financing contract with StepEx.

6.. Start your course.

Eligibility Criteria

Eligibility for StepEx financing is defined by both StepEx and the education provider.

To be eligible for finance you must:


• Be aged over 18

• Have been offered a place on your course

• Not be on any sanctions or watchlists

• Be likely to be able to afford repayments

• Not have a history of non-repayment of your financial obligations

• Be suitable for this type of product


In addition, your education provider has imposed the following eligibility criteria for course places that can be financed with this agreement. These may be based on your right to work, characteristics that are uncommon on the course and your creditworthiness:


• Be a UK / EU citizen

• Be a UK / EU resident with the right to work in the UK/EU for at least one year post graduation



In addition to the repayment of your finance agreement the following charges apply:


1. Borrower Application fee: £20


2. Borrower Arrangement fee: £250


3. Default charge: If you fail to make the required payments for 90 days we reserve the right to terminate your agreement in which case all outstanding repayments become due. We then reserve the right to pass the debt to a debt collector who will charge you for their costs of collecting the debt from you.



The full terms and conditions of your financing agreement are set out in your credit agreement.