your potential

Top qualifications are expensive. StepEx enables everyone to fulfil their professional potential by removing the cost barrier to qualifications.

Our Mission

We enable everyone to access qualifications with financing that works for you.

Step up with StepEx

What does StepEx offer?

We provide two products, our award-winning Future Earnings Agreement (FEA), and Payment Plans (PP). These products allow you to finance your education on the terms that work best for you.

A Future Earnings Agreement (FEA) enables you to pay for your course only when you are in employment, earning at least a minimum income amount, and then only repay an affordable percentage of your income.

A Payment Plan enables you to pay for your course with a fixed number of monthly repayments.

Unlike a student loan from a high street lender, with our loans, the amount you have to repay is either unconditionally fixed and doesn’t inflate with interest, or based upon a fixed percentage of your future income (earn more, repay more, earn less, and you repay less).

And you may not need to repay straight away. Why? For many of our products, repayments may only begin when your earnings go above an income threshold.

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