Balancing technical skills with hand-on experience.
iO-Sphere was created to help exceptional individuals and exceptional organisations build high growth, high performance futures through experience-led data training.
Their unique approach to training goes beyond giving people the most in-demand technical skills to recreate the experience of working in high performance teams. iO-Sphere’s objective is to train people to be effective and impactful in their role and wider team. Organisations partner with them to build a workforce empowered with data skills and individuals use iO-Sphere to go further, faster in their careers.
iO-Sphere Experience Accelerator programme trains people for specific data roles:
Data Analyst
Senior Analyst
Data Scientist / Machine Learning Engineer
Analytics Engineer
Data Leader
Key Features of Payment Plan
Interest-Free Payment Plan: With this agreement you can make timely monthly payments to cover your tuition fees without incurring any interest charges. The total amount you repay is the same as the upfront tuition fee amount (excluding the set-up charge). While administrative fees may be imposed for missed payments, no interest will be added to the outstanding amount.
Please see below the qualifying courses and terms of the student offer for each of them.
Details of Your Payment Plan for Full-Time Programmes
Full-Time Programmes: Repayments are set at an equal monthly amount over your repayment, and they only start once your gross annual earnings are at least £25,000. Repayments are evenly spread, with a total value equal to the tuition fee charge plus the setup cost, with no interest added.
iO-Sphere Experience Accelerator (12 months repayment term): £600.00 course reservation fee upfront and 12 monthly instalments of £441.66 but only after your gross annual earnings are at least £25,000.00.
iO-Sphere Experience Accelerator (24 months repayment term): £600.00 course reservation fee upfront and 24 monthly instalments of £241.66 but only after your gross annual earnings are at least £25,000.00.
The payment plan offers cover the following courses:
1. Data Analyst
2. Senior Data Analyst
3. Data Scientist
4. Analytics Engineer
5. Data Leader
Details of Your Payment Plan for Part-Time Programmes
Part-Time Programmes: Repayments are set at an equal monthly amount over your repayment, other than your first repayment which may be higher to account for a course reservation fee or arrangement fee. Evenly spread over your period of study, starting with a payment in the first month of your course, with a total value equal to the tuition fee charge plus the setup costs, with no interest added.
iO-Sphere Experience Accelerator (12 months repayment term): £600.00 course reservation fee upfront and 12 monthly instalments of £441.66.
iO-Sphere Experience Accelerator (24 months repayment term): £600.00 course reservation fee upfront and 24 monthly instalments of £241.66.
The payment plan offers cover the following courses:
1. Data Analyst
2. Senior Data Analyst
3. Data Scientist
4. Analytics Engineer
5. Data Leader
How to Apply for Finance
1. Apply for your course.
2. Once accepted and paid the course registration fee toiO-Sphere, complete the StepEx application form.
3. Check your email to complete the Identity Verification and provide Open Banking Access.
4. If approved, complete the arrangement fee payment.
5. Read the terms of your financing and sign your financing contract with StepEx.
6.. Start your course.
Eligibility Criteria
Eligibility for StepEx financing is defined by both StepEx and the education provider.
To be eligible for finance you must:
• Be aged over 18
• Have been offered a place on your course
• Not be on any sanctions or watchlists
• Be likely to be able to afford repayments
• Not have a history of non-repayment of your financial obligations
• Be suitable for this type of product
In addition, your education provider has imposed the following eligibility criteria for course places that can be financed with this agreement:
• Be a UK or EU citizen with settled/pre-settled status in the UK;
• Be a UK resident with the right to work in the UK for at least 36 months from the date of your application
Charges
In addition to the repayment of your finance agreement the following charges apply:
2. Course Reservation Fee: £600
4. Default charge: If you fail to make the required payments for 90 days we reserve the right to terminate your agreement in which case all outstanding repayments become due. We then reserve the right to pass the debt to a debt collector who will charge you for their costs of collecting the debt from you.
Conditions
The full terms and conditions of your financing agreement are set out in your credit agreement.
