Mento Design

Mento Design Academy - Build a real-world portfolio with a hands-on curriculum and expert guidance from mentors working for world-class companies. All without breaking the bank.



Consistent with its commitment to access and its belief in the value of the education it provides, Mento Design Academy has partnered with StepEx to introduce affordable payment options. 

Key Features of Payment Plan

Interest-Free Payment Plan: With this agreement you can make timely monthly payments to cover your tuition fees without incurring any interest charges. The total amount you repay is the same as the upfront tuition fee amount (excluding the set-up charge). While administrative fees may be imposed for missed payments, no interest will be added to the outstanding amount.

Details of Your Payment Plan

Repayments are set at an equal monthly amount over your repayment, other than your first repayment which may be higher to account for a course reservation fee or arrangement fee. Evenly spread over defined period of time, with the payments starting when the course starts, with a total value equal to the tuition fee charge plus the setup costs and platform fee, with no interest added.


Payment Plan Options:

12 Months Repayment Period: £250 upfront + £630 x 12 monthly instalments 


24 Months Repayment Period: £250 upfront + £315 x 24 monthly instalments 


Key Features of The Future Earnings Agreement

Future Earnings Agreements: With this agreement, you commit to repaying a fixed percentage of your post-course earnings, but only when your gross annual income is at least £22,000. Your total repayment amount is directly linked to your future income, requiring you to pay less than the average earner if your earnings are

lower and more if they are higher. Rest assured, there is a cap on the maximum amount you could ever repay.


Please click here for video on FEAs. 

Details of Your Future Earnings Agreement

Repayments are set to start once you graduate and start earning at least £22,000. You will then repay a small percentage of your income for a fixed period of time. Depending on your post-course performance you might repay £0 if you do not meet the income threshold. Conversely, you might repay more if you excel in your career after completing the course. The maximum amount you might ever repay is limited to £11,340.


Student Offer Details: 


£250 upfront payment + 10% of your gross earnings for 36 months when you start earning at least £22,000 per annum.


How to Apply for Finance

1. Apply for your course.

2. Once accepted, apply at StepEx Application Portal.

3. Complete the Identity Verification and provide Open Banking Access.

4. If approved, complete the Borrower Arrangement Fee payment.

5. Read the terms of your financing and sign your financing contract with StepEx.

6.. Start your course.

Eligibility Criteria

Eligibility for StepEx financing is defined by both StepEx and the education provider.

To be eligible for finance you must:


• Be aged over 18

• Have been offered a place on your course

• Not be on any sanctions or watchlists

• Be likely to be able to afford repayments

• Not have a history of non-repayment of your financial obligations

• Be suitable for this type of product


In addition, your education provider has imposed the following eligibility criteria for course places that can be financed with this agreement. These may be based on your right to work, characteristics that are uncommon on the course and your creditworthiness:


• Be a UK / EU citizen

• Be a UK / EU resident with the right to work in the UK/EU for at least one year post graduation



In addition to the repayment of your finance agreement the following charges apply:


1. Borrower Application fee: £20


2. Borrower Arrangement fee: £250


3. Default charge: If you fail to make the required payments for 90 days we reserve the right to terminate your agreement in which case all outstanding repayments become due. We then reserve the right to pass the debt to a debt collector who will charge you for their costs of collecting the debt from you.



The full terms and conditions of your financing agreement are set out in your credit agreement.