MOA was established in Madrid as a result of detecting a gap in the market – not only domestically but also internationally – which was not being covered by centres of higher learning or universities . There is a need for top-quality, practical and human training, provided by experienced, well informed and active professional teachers.
In order to achieve its proposal and commitment to excellence, MOA is based on three fundamental pillars:
1. Teaching
Professionals from recognised agencies working for major brands and reputable companies in different sectors
2. Content
Content which is 100% up to date, practical and useful for the professionals
3. Methodology
Learning by Doing methodology based on practical use and with access to the main tools
MOA Institute has partnered with StepEx to make their courses accessible to everyone. With the affordable payment plan options, MOA Institute is now investing in you.
Key Features of Payment Plan
Interest-Free Payment Plan: With this agreement you can make timely monthly payments to cover your tuition fees without incurring any interest charges. While administrative fees may be imposed for missed payments, no interest will be added to the outstanding amount.
Details of Your Payment Plan
Repayments are set at an equal monthly amount over your repayment period. Evenly spread over months, with a total value equal to the tuition fee charge plus the setup costs and platform fee, with no interest added.
You can choose a payment plan of 3, 6 or 12 months.
Option 1: 3 months payment plan (tuition fees €3,900)
With the 3-month plan, you will pay the €300 deposit to MOA Institute. Once applied with StepEx, you will pay a one time application fee of €30. Once approved, you will have instalments of €1,200 each month during 3 months, with the first payment in the month when your course starts.
Option 2: 6 months payment plan (tuition fees €4,200)
With the 6-month plan, you will pay the €450 deposit to MOA Institute. Once applied with StepEx, you will pay a one time application fee of €30. Once approved, you will have instalments of €625 each month during 6 months, with the first payment in the month when your course starts.
Option 3: 12 months payment plan (tuition fees €4,500)
With the 12-month plan, you will pay the €600 deposit to MOA Institute. Once applied with StepEx, you will pay a one time application fee of €30. Once approved, you will have instalments of €325 each month during 12 months, with the first payment in the month when your course starts.
Ready to Apply? Check the link here.
How to Apply for Finance
1. Apply for your course.
2. Once accepted, apply at StepEx Application Portal.
3. Complete the identity verification and affordability questions.
4. Read the terms of your financing and sign your financing contract with StepEx.
5. Start your course.
Eligibility Criteria
Eligibility for StepEx financing is defined by both StepEx and the education provider.
To be eligible for finance you must:
• Be aged over 18
• Have been offered a place on your course
• Not be on any sanctions or watchlists
• Be likely to be able to afford repayments
• Not have a history of non-repayment of your financial obligations
• Be suitable for this type of product
In addition, your education provider has imposed the following eligibility criteria for course places that can be financed with this agreement. These may be based on your right to work, characteristics that are uncommon on the course and your creditworthiness:
• Be an EU/UK citizen
• Be an EU/UK resident with the right to work in the EU/UK for at least one year post graduation
Charges
In addition to the repayment of your finance agreement the following charges apply:
1. Application fee: €30
3. Default charge: If you fail to make the required payments for 90 days we reserve the right to terminate your agreement in which case all outstanding repayments become due. We then reserve the right to pass the debt to a debt collector who will charge you for their costs of collecting the debt from yo
Conditions
All students must pay a deposit upfront to MOA Institute upon enrolment, following the conditions in the Student Agreement.
The full terms and conditions of your financing agreement are set out in your credit agreement with StepEx.
